Terms and Conditions
These terms and conditions (the «Terms and Conditions») govern the use of www.yaestoylisto.com (the «Site»).YaEstoyListo.com is operated by YEL Group LLC and is part of a network of affiliated companies, including YEL Insurance LLC. Together, these companies offer a comprehensive range of financial, insurance, mortgage, and investment services
designed to support and empower the Hispanic community.
By using this Site, you indicate that you have read and understand these Terms and Conditions
and agree to abide by them at all times.
Intellectual Property
All content published and made available on our Site is the property of Yel Group, LLC. and
the Site’s creators. This includes, but is not limited to images, text, logos, documents,
downloadable files and anything that contributes to the composition of our Site.
Accounts
When you create an account on our Site, you agree to the following:
- You are solely responsible for your account and the security and privacy of your account,
including passwords or sensitive information attached to that account; and - All personal information you provide to us through your account is up to date, accurate, and
truthful and that you will update your personal information if it changes.
We reserve the right to suspend or terminate your account if you are using our Site illegally or if you violate these Terms and Conditions.
Sale of Services
These Terms and Conditions govern the sale of services available on our Site.
The following services are available on our Site:
“Services we offer: Mortgage loans, insurance services, memberships, business solutions, personal coaching, and multi-services.”.
The services will be paid for in full when the services are ordered.
These Terms and Conditions apply to all the services that are displayed on our Site at the time you access it. All information, descriptions, or images that we provide about our services are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all services we provide. You agree to purchase services from our Site at your own risk.
We reserve the right to modify, reject or cancel your order whenever it becomes necessary. If we cancel your order and have already processed your payment, we will give you a refund equal to the amount you paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt of any refund.
Third Party Goods and Services
Our Site may offer goods and services from third parties. We cannot guarantee the quality or accuracy of goods and services made available by third parties on our Site.
Subscriptions
Your subscription automatically renews and you will be automatically billed until we receive notification that you want to cancel the subscription.
To cancel your subscription, please follow these steps: “Our membership comes with a 7-day free trial, giving you full access to all our benefits. After the trial, you can continue enjoying the services with a monthly fee. There are no commitments — you can cancel anytime, hassle-
free.”
Payments
We accept the following payment methods on our Site:
- Credit Card;
- PayPal;
- Debit;
- Direct Debit;
- Wire;
- Zelle; and
- Financing.
When you provide us with your payment information, you authorize our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorize us to charge the amount due to this payment instrument.
If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to cancel or reverse your transaction.
Consumer Protection Law
Where any consumer protection legislation in your jurisdiction applies and cannot be excluded,
these Terms and Conditions will not limit your legal rights and remedies under that legislation.
These Terms and Conditions will be read subject to the mandatory provisions of that
legislation. If there is a conflict between these Terms and Conditions and that legislation, the
mandatory provisions of the legislation will apply.
Limitation of Liability
Yel Group, LLC. and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site.
Indemnity
Except where prohibited by law, by using this Site you indemnify and hold harmless Yel Group, LLC. and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.
Applicable Law
These Terms and Conditions are governed by the laws of the State of Texas.
Severability
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.
Changes
These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.
Contact Details
Please contact us if you have any questions or concerns. Our contact details are as follows:
214-382-0972
Info@yaestoylisto.com
4100 Spring Valley Rd, Suite 1001 Dallas, TX, 75244 United States
You can also contact us through the feedback form available on our Site.
Effective Date: 17 day of September, 2025